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A personal loan is a great credit instrument that helps one meet up money requirements for various purposes. Money required to meet requirements like wedding, medical expenses, home renovation, business requirements on cash among others. At times it is also taken to consolidate one’s outstanding debt into one single loan.

Documents required

For Salaried:

  1. Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  2. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  3. Latest 3 months Bank Statement (where salary/income is credited).
  4. Salary slips for last 3 months.
  5. 2 Passport Size photographs.

For Self-Employed:

KYC Documents : Proof of Identity; Address proof; DOB proof.

  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.

Features

Get a personal loan in quick time

Apply Online for a personal loan

Protect yourself with insurance

Get a personalised product

Save money with personal loan balance transfer

FAQ

Sample Text

Types of loan

1. Wedding Loans

2.Home Renovation

3.Holiday Loan

4.Fresher Funding

5.NRI Personal Loan

Interest Rates

Bank NameInterestProcessing Fee'sLoan AmountTenureRemark
Bank F10 -17 Percentage0%20 L Max1-5 Years
Bank E12-25 Percentage2%50 L Max1-6 Years
Bank D1%5-15 L Max1-10 Years
Bank C1.5%
Bank B0%
Bank A

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Business loan is a loan you take out for non-personal use, particularly to help you reach a particular agenda in your business. In simpler terms, it is any kind of loan where the granted money is reserved for the business alone. This is not its strictest definition. However, for our purposes and for you to expand your view on this matter as well, this is what we deem to be the best path to take.  

 

Features

Flexible  EMIs

Hassle Free Loan Disbursement

Multiple Loan Programs

Transparent Interest Rates

Maximum amount of loan

Documents required

Self employed Individual/ Proprietorship

Proof of Business- Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax Certificate

Last 3 years IT tax returns with profit and loss account and balance sheet duly audited by CA

Latest 12 months bank statement- Savings Account and Current Account

 Existing Loans’ Sanction letters accompanied with repayment track

 Business profile on the letterhead of the company

Partnership Firm/ Partnership LLP

 Age proof of all the partners in the form of PAN Card, Passport or Adar Card

 PAN Card of the company

 Residence proof of all the partners –Utility Bills/ Passport/Bank statement/ Registered rent agreement

 Proof of Business- Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax Certificate

 Latest 3 years Income Tax returns with profit and loss and balance sheet duly audited by CA. For company and individual partners

Latest 12 months bank statement of the Company and of the Partners’ Savings Bank Account

 Partnership deed duly registered.

 Existing Loans’ Sanction letters accompanied with repayment track

 Business profile on the letterhead of the company

Private Limited / Limited Company

 Application form duly filled with photographs of directors.

 Age Proof of Directors- PAN Card, Aadhar Card, passport

 Residence Proof of Directors- Utility Bills/ Passport/Bank statement/ Registered rent agreement

 PAN Card of Company

 Education Qualification- A professional qualification certificate in case of Doctors/CA/Architects

 Proof of Business- Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax Certificate

MOA, AOA, List Of Directors, Share Holding Pattern of the Company

 Last 3 years IT returns with Profit and Loss account and balance sheet duly audited by CA. For company and individual Directors.

 Latest 12 months bank statement of Company of all current accounts and the same for Director’s Savings Bank Account

 Existing Loans’ sanction letter with repayment track of company and Individual Directors

 Business Profile on the Letter Head of the Company

FAQ

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Type of Business Loan

Term Loan

Loan Against Property

Gold Loans

Loan against shares

Cash credit facility

Letter of credit

Bank Guarantee

Interest Rates

Sample Code

Home loan is get very easily if you have provide accurate documents to the banks. It is a duty of the borrower to find eligibility for government and private banks. The borrower will take a loan which gives lowest rates and has part payment option as well  a. Floating interest rate  b. Fixed interest rate.

Documents Required

1.  Loan Application

2. Proof of Identification: Driving license/ration card/Passport/PAN card/Voter’s ID card/Employee ID/Bank passbook

3. Proof of Age: PAN card/Birth certificate/10th class marksheet/Bank passbook/Passport/Driving license

4. Address Proof :Bank passbook or Bank account statement /Voter’s ID/Ration card/Passport/Utility bill (telephone, electricity, water, gas) – less than 2 months old

5. Income Documents:

Salaried individuals:

Form 16 /Pay slip (Last 2 months)/ IT returns (for 3 years)

Self Employed or businessman:

Last 3 years Income tax returns of the applicant along with computation of income duly attested by a Chartered Accountant

Last 2 years Balance Sheet and Profit & Loss account of the firm- duly attested by a Chartered Accountant

Apart from these, a self-employed individual also has to submit:

A brief introduction of his profession/business  /Passport size photographs /Photocopy of Registration Certificate of establishment under Shops and Establishments Act/Factories Act /Photocopy of Registration Certificate for deduction of Profession Tax /Proof of investments /Certificate of Practice

6. Property Documents:

1.Sale deed, agreement of sale with the builder (original copy) 2. Land and building tax paid receipts, location sketch of the property certified by the revenue authorities, possession certificate  3.Letter of allotment given by the Housing Board/Society/Private builder. 4.Original receipts of the advance payments that are made towards the purchase of flat 5.An approved copy of the building plan (key plan/floor plan in case of purchase of flats) 6.Original of the land tax paid receipt and possession certificate as issued by the revenue authority 7.Original No objection certificate (NOC) from the housing society or builder.  8.Detailed estimate of the cost of construction of house 9. Letter from the builder/society/housing board, stating their account number and name of their bankers for the remittance of installments

Features

  1. 1. You can avail for Home loans ranging from Rs.2 lac to Rs1000 lac

    2. The maximum loan tenure is 20 years.

    3. Deduction for Interest Paid on Housing Loan 

    4. Capital appreciation

    5. Low interest rates

    6. Deduction on principal payments

    7. Repayment schedule

FAQ

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Loan Types

Land Purchase Loan

Home Purchase Loan

Home Construction Loan

Home Extension Loan

NRI Home Loans

Bridge Loans

Interest Rates

Sample Code

Education loan is one of the easiest ways for students to get fund their higher education in India or other countries. Affordable rates of interest are offered by banks and financial institutions to make higher education simpler for the students.This scheme is basically meant for  poor student to give them financial help in perusing their higher education.

DOCUMENTS REQUIRED

  • Complete application form
  • Two passport size photographs
  • Proof of admission from the university
  • Statement of cost of study
  • Academic Records- 10th Result, 12th Result, Graduation Result- Semester-wise, entrance exam result through which admission is being taken  (eg.  GMAT, GRE TOEFL
  • PAN card of the candidate
  • Proof of Identity (any one) – Valid Passport / Driving License / Voters ID card / Aadhar card
  • Proof of Residence/Address – Valid Passport / Driving License / Voters ID card / Electricity Bill / Telephone Bill
  • Student/ co-borrower/ guarantor’s bank account statement for the last six months
  • Statement of assets and liabilities of student/ co-borrower/ guarantor
  • Student/ co-borrower/ guarantor’s proof of income
  • Security needed to take education loan from BANK

 

FEATURES

·         Max loan up to Rs. 10 lakh for studies in India

·         Wide Range of  collateral Options

·         Easy Loan Repayment

·         Stay Protected

·         Quick and Easy Disbursals

·         Tax Rebates

·         100% Transparency

FAQ

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TYPES OF EDUCATIONAL LOANS

Under graduate Education Loan

Graduation Educational Loan

Career Educational Loan

Interest Rates

Sample Code

Agricultural loans help farmers to run their farms more efficiently and effectively. It can be difficult to keep up with all of the costs associated with   running a farm, so farmers need low interest agricultural loans to help them stay afloat.

DOCUMENTS REQUIRED

Duly-filled application form

One valid identity proof like your PAN Card, Aadhaar Card, or Passport

No due certificate from Co-operative Credit Society (If required)

Copy of the land sale agreement

Last six months bank statement (If required)

Passport size photograph of the applicant and co-applicant

Land documents like registration document, taxes paid, and utility bills

One valid proof of residence like Aadhaar Card, Passport, or Utility Bills

FEATURES

This  requires minimum documentation.

The loan tenure goes up to 15 years with many banks.

There are no hidden charges on Agriculture Loans.

To buy insurance for agricultural  to protect from crop losses.

FAQ

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TYPES OF AGRICULTURAL LOAN

Purchasing Land

Storage Purpose

Product marketing Loan

Expansion Loan

Day to Day Operation Loan

Buying Property Loan

Interest Rates

Sample Code

We will make it possible to own a wide range of Vehicle quite conveniently; we will help you get a loan for buying your dream car.  Almost all private/public sector lenders in India offer vehicle loan options with terms and conditions that are highly customer friendly, affordable and scalable. By qualifying against a very simple list of identity, income and credit history.

Documents required

Salaried Individuals:

  • Identity proof documents: Aadhar Card / Passport / PAN Card / Voters ID Card / Driving License (recent, legible, laminated)
  • Income proof : Latest salary slip , Form 16 and Bank statement of the previous 6 months
  • Address proof: Aadhar Card / Ration Card / Driving License /Voters ID Card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy

Self Employed Individuals (Sole Proprietorship):

  • Identity proof documents: Aadhar Card / Passport  / PAN Card / Voters ID Card / Driving License (recent, legible, laminated)
  • Income proof Latest Income Tax Returns (ITR) and Bank statement of the previous 6 months.
  • Address proof: Aadhar Card / Ration Card / Driving License / Voters ID Card / Passport Copy

Telephone Bill / Electricity Bill / Life Insurance Policy

Self Employed Individuals (Partnership Firms):

  • Income proof: Audited Balance Sheet / Profit & Loss Account of the previous 2 years / Company ITR for the previous 2 years
  • Address proof: Telephone Bill / Electricity Bill / Shop & Establishment Act Certificate / SSI Registered Certificate
  • Sales Tax Certificate / Bank statement of the previous 6 months

Self Employed Individuals (Private Limited Companies)

  • Income proof: Audited Balance Sheet / Profit & Loss Account of the previous 2 years / Company ITR for the previous 2 years / Bank statement of the previous 6 months
  • Address proof: Telephone Bill / Electricity Bill / Shop & Establishment Act Certificate / SSI Registered Certificate / Sales Tax Certificate

Features

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FAQ

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Types of Loans

Purchase New Car

Purchase Old Car

Loan against Existing Car

Interest Rates

Sample Code

Credit card is  the implausible credit instrument, not only gives you the convenience of access to credit at any point of time but also helps you building a strong credit history and credit score. In these days  various banks  are providing   credit cards to suit the needs, requirements and tastes of individuals.

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WHY CHOOSE US

EXPERT ADVICE
We are providing expert advice and our prestigious clients
LOW INTEREST RATE
We provide very low rate of interest form leading banks
EASY DOCUMENTATION
Very easy documentation for getting loans from various banks.
SECURITY
Your data is secure with us

PERSONAL LOANS

Personal loan interest rates / Personal loan eligibility criteria / Personal loans document required / Personal loan FAQ's

VEHICLE LOANS

Loans by Banks

BUSINESS LOANS

Business loan interest rates / Business loan eligibility criteria / Business loans document required / Business loan FAQ's /

BUSINESS LOANS

Loans by banks

HOME LOAN

Home loan interest rates / Home loan eligibility criteria / Home loans document required / Home loan FAQ's

COMPUTER LOAN

Loans by Banks

EDUCATIONAL LOAN

Educational loan interest rates / Educational loan eligibility criteria / Educational loans document required / Educational loan FAQ's

MOBILE LOANS

Loans by banks

AGRICULTURAL LOAN

Agricultural loan interest rates / Agricultural loan eligibility criteria / Agricultural loans document required / Agricultural loan FAQ's

AGRICULTURE LOAN

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